The True Cost of Admitting a Bedridden Patient to an Assisted Living Facility

When considering the cost of admitting a bedridden patient to an assisted living facility, it's important to understand that the price can vary widely depending on the specific needs and care required. Depending on the level of care, the expense can range from approximately $9,000 to over $20,000 per month. While there might be some cheaper options available, you often won't find a comparable level of quality in the care area.

Case Study: My Mother's Journey

My mother was in a skilled nursing facility for a month after a fall, which was covered by her Medicare Advantage Plan. The cost would have been around $10,000 to $10,500 per month for her to stay there without insurance coverage.

As she recovers, she is now living in an Adult Family Home, which costs about $7,500 per month. Before her fall, she was living in an assisted living apartment with the highest level of care available, which cost her about $7,200 per month.

Medicaid Assistance: A Safety Net for Elderly Dependents

For elderly individuals who have depleted their assets, Medicaid assistance can be a valuable safety net. In most states, Medicare will pick up the tab for long-term care facilities that accept Medicaid payments. It's crucial to ask about Medicaid assistance if you are moving a frail family member to a new care facility.

Realities and Considerations

It's important to consider not just the monetary cost but also the emotional and psychological needs of the bedridden patient. The average cost is highly flexible and can be influenced by the specific care requirements, ranging from $3,500 to $10,000 per month. Even if the financial burden is alleviated by Medicaid, the personal and emotional costs can be immense. For example, my mother was placed in a Medicaid nursing home for ten years, where she had a pacemaker installed to prevent her from passing away. Her special pillow was stolen, and her room was small and dreary with limited family visits due to the distance.

In reality, the question shouldn't be just about cost but also about what level of care is required and how the patient can maintain their mental and emotional well-being. How much can you afford per month, and does the patient need to avoid depression and maintain a sense of dignity?

Additional Resources

For more detailed information, you can refer to Welcome to Medicare, which can provide you with more precise information. It's essential to thoroughly understand all options and considerations before making such a significant decision for a loved one.